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				<news:name>Smart Jur</news:name>
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			<news:publication_date>2026-11-01T21:00:00+00:00</news:publication_date>
			<news:title><![CDATA[Quem quita um empréstimo antes do prazo tem direito a desconto nos juros?]]></news:title>
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			<news:publication_date>2026-11-01T17:50:48+00:00</news:publication_date>
			<news:title><![CDATA[O banco pode obrigar o cliente a aceitar seguro ou serviços extras no cartão?]]></news:title>
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		<loc>https://smartjur.com.br/antecipar-parcelas-cartao-desconto-juros/</loc>
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			<news:publication_date>2026-11-01T13:32:42+00:00</news:publication_date>
			<news:title><![CDATA[Vale a pena antecipar parcelas do cartão de crédito e há desconto nos juros?]]></news:title>
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			<news:publication_date>2026-11-01T09:00:00+00:00</news:publication_date>
			<news:title><![CDATA[A fatura do cartão não chegou: o banco pode cobrar juros pelo atraso?]]></news:title>
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		<loc>https://smartjur.com.br/pagar-minimo-cartao-credito-o-que-acontece/</loc>
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				<news:name>Smart Jur</news:name>
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			<news:publication_date>2026-10-31T21:00:00+00:00</news:publication_date>
			<news:title><![CDATA[O que acontece com a dívida quando você paga apenas o mínimo do cartão?]]></news:title>
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		<loc>https://smartjur.com.br/fatura-cartao-vence-domingo-feriado/</loc>
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			<news:publication_date>2026-10-31T16:36:39+00:00</news:publication_date>
			<news:title><![CDATA[O que acontece se a fatura do cartão vencer em um domingo ou feriado?]]></news:title>
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		<loc>https://smartjur.com.br/banco-precisa-avisar-cobranca-anuidade-cartao/</loc>
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			<news:publication_date>2026-10-31T13:12:58+00:00</news:publication_date>
			<news:title><![CDATA[O banco precisa avisar antes de cobrar a anuidade do cartão?]]></news:title>
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		<loc>https://smartjur.com.br/banco-parcela-fatura-cartao-sem-pedir/</loc>
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			<news:publication_date>2026-10-31T09:00:00+00:00</news:publication_date>
			<news:title><![CDATA[Por que o banco parcela a fatura do cartão sem o cliente pedir?]]></news:title>
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